Pay Monthly iPhone on Finance

iPhone on finance

Getting an iPhone on finance simply means you take the phone and spread what you owe over a set number of payments instead of paying everything at once. With our partner shop you can apply for iPhone on finance without a credit check. Before you agree to anything, the payments are shown to you clearly, so you know exactly what you are signing up for.

Finance suits people who want a newer phone now but prefer to budget for it over time. It also works well if you want a higher storage model or a Pro camera without saving up for months first.

Pay monthly iPhone

A pay monthly iPhone is the phone-only version of the same idea. You choose the handset, then pay monthly towards it. Because it is not tied to a network contract, you can keep your current SIM or pick whichever plan suits you.

Not sure which model to pick? Compare the latest iPhone on finance, the pay monthly iPhone Pro and the everyday iPhone on finance options, or browse every pay monthly iPhone in one place. Our iPhone on finance buying guide explains storage, size and battery without jargon.

No credit check

The key feature here is No Credit Checks. There is no credit check to apply, so a thin or bumpy credit history is not what decides things. That makes a pay monthly iPhone possible for many people who have been put off by traditional finance in the past. You can read more on our iPhone no credit check page.

How a first order works

For a first order, the first four payments build payment history before dispatch. Repeat orders can be dispatched without that first-order waiting period, subject to the partner shop's terms.

That means your first iPhone on finance takes a little patience, while later orders can move more quickly. Full details are on the first order page.

iPhone on credit

You may also see this called an iPhone on credit. It is the same idea: choose your phone, spread the cost, and pay monthly. Whether you call it iPhone on credit, iPhone on finance or a pay monthly iPhone, our partner shop shows the payments up front and does not run a credit check when you apply.

Getting started

Pick a model, tap Apply, and follow the steps on our partner shop. It only takes a few minutes, and you will see everything clearly before you commit to your pay monthly iPhone.